SUSSEX AVENUE, Toronto (University), ON, M5S1J8
3 Beds
3 Baths
3,000 sq ft
$1,199,000
Asking Price
First Open House Saturday & Sunday 2-4pm. Handsome, wide Victorian semi in the heart of Harbord Village. Facing a new park and field. 3 storeys, 4 finished levels and over 3,000 sq. ft. of living space. Soaring ceilings, generous room proportions and numerous updates throughout. Owner occupied and fully vacant on closing. Currently configured as two spacious, family-sized residences. Keep as is for multi-generational living or income, live in one and rent the other, or easily return to the substantial single-family home it once was by removing the upper kitchen and opening a few small walls. Main + Lower: Spacious 2 bedroom, 3 bathroom residence. Brand-new retro-style kitchen appliances. Separate laundry. Walkout to a private, mature backyard framed by trees and privacy fencing. Upper: Bright and expansive two-level, 3 bedroom residence with high ceilings, separate laundry and multiple outdoor decks. Three rear decks nestled among the trees offer exceptional outdoor living in the heart of downtown, and overlooking an open park and green space, is a rarity in the heart of the city. Steps to U of T's St. George Campus, Bloor and Spadina, two subway lines, the JCC, Kensington Market and the restaurants and cafés of Harbord Village. A rare combination of space, income and flexibility in one of downtown Toronto's most established neighbourhoods. First home with rental income, investment, multi-generational living or one impressive family residence in a truly central and walkable location. (id:24493) MLS® #C13668080 The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA
Recommended Strategy:
Property Type
Commercial/Residential
Status
Active
Square Feet
3,000 sq ft
Basement
Walkout
Separate Entrance
Yes
Strengths
• Central location
• Good transportation links
• Potential for multi-generational living or rental income
Weaknesses
• High purchase price
• High competition for rentals
• Possible renovations required
Opportunities
• Increasing demand for housing in Toronto
• Possibility of zoning changes or redevelopment
• Potential for short-term or long-term rental income
Threats
• Economic downturn or recession
• Changes in government regulations
• Increased competition from new developments
Down Payment
Canadian semi-annual compounding
Down
$239,800
Loan
$959,200
Monthly P+I
$6,425
= $239,800 · 20.0% committed
Auto-calculated from mortgage above
Ontario default: 1.2% of $1,199,000 ÷ 12
Monthly Summary
Mortgage (P+I)
$6,425
Property Tax
$1,199
Total Out
$7,624
Rental In
$0
Net / Month
-$7,624
Net Cash Flow
Enter rental income to activate the gauge
Asking Price
Posted Aug 15, 2026 · 18 days ago
3 bd
·
3 ba
·
3,000 sqft
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