Sell a House That Needs Repairs in Ontario

Q: Do I need repair quotes or an inspection report?

No. Tell us what you know about the condition. We do our own assessment during a single walkthrough and price the work into the offer.

Q: The house has fire or water damage. Will you still buy it?

Yes. Fire, smoke, water, and mould damage are common reasons owners come to us. If there is an open insurance claim, tell us and we will work around the adjuster’s timeline.

Q: Will you drop the price after seeing it?

No. The written offer already accounts for the condition. We do not renegotiate based on the walkthrough.

Q: Can I sell if the home is not safe to live in?

Yes. We buy homes that are vacant because they are not habitable. You still disclose serious known defects, but the sale itself does not require the home to be liveable.

A house that needs real work is hard to list. Financed buyers struggle to get a mortgage on it, an inspection scares off the rest, and the repair quotes you would need to do first can run into tens of thousands of dollars. PrivateDeals buys homes that need work as-is. We are not getting a mortgage, so a bad inspection does not sink the deal, and the price we put in writing already accounts for the repairs.

No commissions or fees

Written offer in 24–48 hours

Close in 7 days to 6 months

Get my cash offer (647) 333-0170

Gutted room mid-renovation with exposed brick, broken plaster and a worker on a ladder

Ontario at a glance

5.2 months

Of inventory in Ontario, against a 3.1-month long-term average for the season

CREA / Ontario Real Estate Association, August 2026

13,620

Homes sold in Ontario in August 2026, down 6% from a year earlier

CREA / Ontario Real Estate Association, August 2026

−3.6%

Change in Ontario’s benchmark home price, year over year

CREA / Ontario Real Estate Association, August 2026

How it works

Tell us what you know

You do not need quotes or an engineer’s report. Tell us what you are aware of, whether that is a leaking roof, a cracked foundation, knob-and-tube wiring, or fire damage.

One walkthrough

We look at the property as it is and assess the scope of work. This is for our pricing; it is not an inspection you have to pass.

Firm written offer

Usually within 24 to 48 hours. The repair cost is already in the number, so there is no holdback and no renegotiation.

Close and hand it over

You choose the date. We take on every repair after closing.

Contractors working at the end of a hallway with lumber stacked on the floor

Why a damaged home is hard to finance

Most Ontario buyers need a mortgage, and a lender will not fund a home that is not safely habitable or that fails an appraisal because of major defects. That removes most of the buyer pool before you start. Sellers are still required to disclose latent defects they actually know about that make the home unsafe or unfit to live in, but a cash buyer who is planning to do the work anyway is far less concerned about what an inspection turns up. You are not obligated to complete repairs before selling.

General information, not legal advice. Ask your own lawyer about disclosure obligations for known defects.

Listing instead? On the average Ontario home, a realtor costs about $35,655.

Commission at 4% plus 13% HST. See the number for your home’s price.

What would a realtor cost me?